• My wife and I were treated like gold throughout the entire process working with the team for our home loan. Even after I closed I was skeptical that if I had a question about our loan that we wouldn’t be helped as quickly. I was wrong; they replied to my questions and were very helpful along the way and even after closing.

    Dr. Tyler Hicks, DMD, Dental Resident, VA Hospital
  • If anyone out there paid as much attention to a loan as this group, more people would be able to get the funding needed to close on a home. I appreciate the detail and time that was spent in getting us closed. Thank you so much.

    Dr. Craig Taylor, DDS, and Allison Taylor – Henderson, Nevada
  • We lived clear across the United States from where we were building our home and the team made the entire thing hassle free doing everything via email. This was our first home purchase and they were able to keep our minds at ease and answer all of our questions.

    Jason Pursley Parker and Dr. Ryon Parker – Southern Nevada Internal Medicine
  • We had a great experience buying our home with David Nelson and team. Emails were answered promptly and everything went very smoothly. The final cost came in under the estimate as well, which was a nice surprise. I would recommend them to others.

    Danielle and Dr. Mark Rowan, Pediatrician – Alpine Pediatrics
  • The day of the loan, he called us and told us we could actually lower the interest rate that day if we wanted to wait a few days, which I don’t think many lenders would ever do. So it was a great experience, I’d recommend him to anybody.

    Dr. Tricia and Derek Twelves – Riverton, Utah
  • Rents are up = strong housing market!

    Housing Facts and Figures Without The Subjective Opinion

    Zillow just released their 2016 mid-year report and 3 of the figures shocked me, so I thought I would share them with you. The question I’m getting from clients is, are we in another housing bubble? Based on these numbers below, you decide: The number of homes for sale nationally are DOWN over 35% since 2011. Supply nationally is super low. This graph is really amazing. The national average to sell a home from listing to closing is down 53%, … Read more

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    Is the Public Service Loan Forgiveness Program going to end?

      We were fortunate to have Jan Miller, a student loan expert on our Physician Financial Success podcast, and he talked about whether the Public Service Loan Forgiveness Program was going to end. Watch this short clip from his very informative interview about student loans, IBR, the REPAY program and many other topics of interest to doctors. Josh Mettle: Tell me what do you think that overriding intention is with Repay. I mean they made a pretty substantial change in … Read more

  • Should residents buy a home?

    Dr. John Ramey – should residents avoid buying a home?

    Josh Mettle: That’s a great point. A couple of thoughts: I agree with you. It’s absolutely an individual decision, and I think that the comments on some of the websites that just talk about avoiding buying a house as a resident misses the mark just a little bit, although I do believe it’s well-intentioned. But where I think it misses the mark is, if you have two kids and two dogs, good luck trying to find a rental property. It … Read more

  • Kapalis collage

    We treat you how we’d like to be treated

    Our promise to our clients is that we treat you the way we’d like to be treated if we were in your shoes. We love it when we hear from you telling us that we met our goal! “I would highly recommend the Physician Group. They understood the unique needs of our family so well. My husband is very busy in his practice, so he told Joel (our loan representative) “Just talk to my wife”. And from that point on … Read more

  • Doctor in home

    Harvard: 5 Reasons Why Owning A Home Makes Sense Financially

    Eric Belsky is the Managing Director of the Joint Center of Housing Studies (JCHS) at Harvard University. He authored a paper on homeownership titled – The Dream Lives On: The Future of Homeownership in America. In his paper, Belsky reveals five financial reasons why people should consider buying a home. Here are the five reasons, each followed by an excerpt from the study:  1) Housing is typically the one leveraged investment available. “Few households are interested in borrowing money to … Read more

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